Since re-launching the bank in 2013, after splitting from Lloyds, TSB has rebuilt itself from the ground up with the hunger of a challenger bank combined with the know-how of a bank much its senior.

Its short-term goal is to transform TSB into a real digital organization in terms of processes and the way customers use products and make payments.

We spoke to the man charged with making it a reality. Carles Abarca, TSB’s CIO sat down with Hot Topics Contributing Editor, Dr. Bill Limond. The interview is brought to you by Computacenter.